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Targeting the Emerging Affluent? Consider Junior Executives!

POSTED ON May 27, 2015 BY Bill Dillhoefer

IMAGE: Ali Morshedlou / Unsplash Lower level company executives/managers (i.e. Vice Presidents and Directors) that receive stock compensation should be on your prospect radar if they aren’t already.  These employees often fall into what can be described as the “emerging affluent” which is a hot new opportunity if you know how to serve them. Emerging affluent clients (assets under […]

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Highlights of the 2014 Domestic Stock Plan Admin Survey

POSTED ON May 23, 2015 BY Bill Dillhoefer

IMAGE: Iqoncept / 123rf.com The 2014 Domestic Stock Plan Administration Survey was developed jointly by the National Association of Stock Plan Professionals (NASPP) and Deloitte Consulting LLP from March 2014 to May 2014 and was administered by Deloitte Consulting LLP. Last published in 2011, this survey provides a detailed look at the administrative practices of […]


The Current Mix of Long-Term Incentive Awards

POSTED ON May 21, 2015 BY Bill Dillhoefer

by Richard Friedman from the Ayco Compensation & Benefits Digest Virtually all large and most medium size companies utilize long-term incentive awards (LTI) as the third leg of executive compensation alongside salary and annual bonus awards. The value of such awards continue to represent a significant portion of the compensation paid to senior corporate executives. However, we […]


An Unintended Downside of 10b5-1 Plans

POSTED ON May 14, 2015 BY Bill Dillhoefer

by Jennifer Namazi, Editorial Director, NASPP May 14, 2015 – http://www.naspp.com/blog/2015/05/an-unintended-downside-of-10b5-1-plans.html It’s been about 15 years (yikes, already?) since the SEC adopted Rule 10b5-1. For those new to the concept, a 10b5-1 plan may be best explained as a device that allows company insiders to trade in the company’s securities pursuant to a pre-arranged trading […]

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Avoiding IRC 83(b) Election Pitfalls – the Devil Is in the Details

POSTED ON May 12, 2015 BY Bill Dillhoefer

IMAGE: crstrbrt / 123rf.com By John Lau CPA, CFP, RIA When stock options are exercised at vesting, there are immediate income tax consequences. For the exercise of nonqualified stock options (NQSOs), it triggers the recognition of ordinary compensation income to the extent of the excess of the stock’s fair market value at the time of […]

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How Post-Vesting Periods Play Havoc with Unplanned Retirement

POSTED ON May 5, 2015 BY Bill Dillhoefer

IMAGE: nyul / 123rf.com “A variety of actions will help Eileen face an unplanned retirement.” By Chuck Steege, CFP, CEP Eileen is the general counsel of a high tech company. Her company was just acquired by an out-of-state company.  The sad fact is that all headquarters personnel are at risk of being let go. At […]

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Set It and Forget It Doesn’t Work for Employee Stock Options

POSTED ON May 2, 2015 BY Bill Dillhoefer

IMAGE: Wavebreak Media Ltd / 123rf.com By John Lau CPA, CFP, RIA Exercise now or later? Buy, sell, or hold? How do I avoid AMT tax? Should I understand all of the documents I signed? These are the questions people constantly ask about their employee stock options. They are very good questions, and the answers […]