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		<lastmod>2018-10-10T00:13:02+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/first-equity-compensation-advisor-conference-provides-needed-expertise/mysoconference/</loc>
		<lastmod>2018-10-10T00:25:20+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/increasing-stock-plan-effectiveness-2/necfincreasingstockplaneffectiveness/</loc>
		<lastmod>2018-10-10T00:36:23+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/stockopter-overview/sooverviewdiagram/</loc>
		<lastmod>2018-10-10T00:46:26+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/lognormal-random-walk-model-for-stock-prices-part-1/lognormp1-g11/</loc>
		<lastmod>2018-10-10T00:55:34+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/lognormal-random-walk-model-for-stock-prices-part-1/lognormp1-g2/</loc>
		<lastmod>2018-10-10T00:55:57+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/advisor-guidance-programs-improve-stock-plan-perceptions/handshakeoverdesk/</loc>
		<lastmod>2018-10-10T01:28:37+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/equity-compensation-advisor-news-june-2015/businessmeeting-2/</loc>
		<lastmod>2018-10-10T01:34:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/targeting-emerging-affluent-executives/juniorexec/</loc>
		<lastmod>2018-10-10T01:37:50+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/equity-compensation-advisor-news/femaleexec/</loc>
		<lastmod>2018-10-10T04:02:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/stockopter-equity-compensation-diversification-tools/stockoptersm/</loc>
		<lastmod>2018-10-16T17:49:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/workers-report-they-hold-large-percentages-company-stock/survey/</loc>
		<lastmod>2018-11-14T01:54:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/nqso-no-no/gemma-evans-131781-unsplash/</loc>
		<lastmod>2018-11-14T19:02:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/understanding-stockopter-share-diversification-analysis/divanatable/</loc>
		<lastmod>2019-01-18T00:58:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/understanding-stockopter-share-diversification-analysis/divanacharts/</loc>
		<lastmod>2019-01-18T01:02:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/black-scholes-v-baroni-adesi-for-valuing-employee-stock-options/16529855-abstract-word-cloud-for-option-with-related-tags-and-terms/</loc>
		<lastmod>2019-02-07T00:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/trends-in-private-company-stock-plans-and-how-they-effect-advisors/helloquenceunsplash/</loc>
		<lastmod>2019-02-15T01:30:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/more-employees-rank-company-stock-top-benefit/financialsuccess/</loc>
		<lastmod>2019-04-05T03:27:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/helping-employees-understand-equity-compensation/explainingequitycomp/</loc>
		<lastmod>2019-04-05T03:45:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/managing-your-stock-compensation-5-simple-tips/five/</loc>
		<lastmod>2019-04-05T04:07:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/age-gender-and-stock-plan-participant-attitudes/peoplelookingatmoney/</loc>
		<lastmod>2019-05-30T04:09:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/timing-employee-stock-option-exercises/ir-table/</loc>
		<lastmod>2019-08-15T00:23:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/timing-employee-stock-option-exercises/ir-graph/</loc>
		<lastmod>2019-08-15T18:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/setting-better-employee-stock-option-price-targets/business-competition-with-darts/</loc>
		<lastmod>2019-09-19T18:45:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/age-gender-and-stock-plan-participant-attitudes/test/</loc>
		<lastmod>2019-10-18T11:48:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/4-questions-to-ask-individuals-with-equity-compensation/ceo-discussing-financial-strategy-with-partner/</loc>
		<lastmod>2019-10-18T15:58:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/the-dos-and-donts-of-marketing-to-corporate-executives/do-and-dont-or-good-bad-icons-with-positive-and-negative-symbols/</loc>
		<lastmod>2019-10-18T16:00:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/timing-employee-stock-option-exercises/32888339-close-up-of-businesswoman-holding-golden-key-in-hand/</loc>
		<lastmod>2019-10-18T16:00:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/maximizing-restricted-stock-awards/maximizing/</loc>
		<lastmod>2019-10-18T16:04:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/black-scholes-employee-stock-option-education/stock-options-dollar-sign-road-to-wealth-income-3d-illustration/</loc>
		<lastmod>2019-10-18T16:13:41+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/employee-stock-option-tax-guidelines-for-financial-advisors/guidelines-business-guide-standard-document-company/</loc>
		<lastmod>2019-10-22T19:35:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/marketing-more-effectively-to-corporate-executives/3d-small-people-goal/</loc>
		<lastmod>2019-10-29T16:59:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/survey-say-stock-plan-participants-need-advisor-assistance/two-businessman-consult-financial-report-with-a-consulting-meeti/</loc>
		<lastmod>2019-11-29T23:20:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/mistakes-to-avoid-when-selling-to-companies/angry-boss-dissatisfied-with-bad-result-partners-arguing-about/</loc>
		<lastmod>2019-12-08T22:37:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/key-findings-from-etrades-annual-stock-plan-participant-survey/business-process-management-and-workflow-automation-flowchart-g/</loc>
		<lastmod>2019-12-31T01:33:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/under-water-doesnt-necessarily-mean-drowned/dog-diving-underwater-in-swimming-pool/</loc>
		<lastmod>2020-04-06T21:30:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/covid-19-and-equity-awards/coronavirus-covid-19-background-3d-rendering/</loc>
		<lastmod>2020-05-13T18:27:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/10b5-1-plan-best-practices-for-any-market-climate/10b5-1-considerations/</loc>
		<lastmod>2020-05-19T17:53:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/10b5-1-plan-best-practices-for-any-market-climate/best-practices/</loc>
		<lastmod>2020-05-19T18:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/executive-share-ownership-guidelines-and-stock-retention-requirements-2020/ayco-shg1/</loc>
		<lastmod>2020-06-08T18:25:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/executive-share-ownership-guidelines-and-stock-retention-requirements-2020/ayco-shg2/</loc>
		<lastmod>2020-06-08T18:30:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/executive-share-ownership-guidelines-and-stock-retention-requirements-2020/ayco-shg3/</loc>
		<lastmod>2020-06-08T18:39:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/executive-share-ownership-guidelines-and-stock-retention-requirements-2020/ayco-shg4/</loc>
		<lastmod>2020-06-08T18:53:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/executive-share-ownership-guidelines-and-stock-retention-requirements-2020/compliance-theme-with-businessman-holding-a-tablet-computer/</loc>
		<lastmod>2020-06-08T19:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/equity-compensation-planning-dilemma-corporate-executives/businessman-taking-a-decision-while-looking-at-arrows-on-the-wal/</loc>
		<lastmod>2020-06-08T20:08:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/equity-compensation-and-charitable-giving/man-with-note-pad-and-charity-concepts/</loc>
		<lastmod>2020-06-30T22:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/employees-seek-more-guidance-on-equity-awards-during-crisis/ubs-2020-survey1/</loc>
		<lastmod>2020-07-31T19:53:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/employees-seek-more-guidance-on-equity-awards-during-crisis/male-hands-with-elegant-watch/</loc>
		<lastmod>2020-07-31T20:00:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/employees-seek-more-guidance-on-equity-awards-during-crisis/ubs-2020-survey2/</loc>
		<lastmod>2020-07-31T20:07:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/employees-seek-more-guidance-on-equity-awards-during-crisis/ubs-2020-survey3/</loc>
		<lastmod>2020-07-31T20:12:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/employees-seek-more-guidance-on-equity-awards-during-crisis/ubs-2020-survey4/</loc>
		<lastmod>2020-07-31T20:15:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/gaining-referrals-in-the-age-of-covid/referrals-written-by-hand/</loc>
		<lastmod>2020-09-08T18:48:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/home/stockoptercom/</loc>
		<lastmod>2020-11-08T15:48:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/equity-comp-advisor-marketing-video/new-stockopter-preview-v2/</loc>
		<lastmod>2020-11-08T20:09:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/support/recipientdemo/</loc>
		<lastmod>2020-11-10T22:24:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/webinars/welcome-tostockopter/</loc>
		<lastmod>2020-11-11T14:27:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/company-2/stockopter-key-personnel/kpsmrd/</loc>
		<lastmod>2020-11-11T14:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/company-2/stockopter-key-personnel/dillsmrd/</loc>
		<lastmod>2020-11-11T14:41:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://stockopter.com/testimonials/merk/</loc>
		<lastmod>2020-11-11T16:00:00+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/bbandt/</loc>
		<lastmod>2020-11-11T16:11:35+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/arborinvest/</loc>
		<lastmod>2020-11-11T16:11:35+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/arvest/</loc>
		<lastmod>2020-11-11T16:11:35+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/axa/</loc>
		<lastmod>2020-11-11T16:11:35+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/bbva/</loc>
		<lastmod>2020-11-11T16:11:35+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/bcu-wealth-advisors/</loc>
		<lastmod>2020-11-11T16:11:35+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/ameriprise-2/</loc>
		<lastmod>2020-11-11T16:11:35+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/stockopter-products/stockopter-com-for-advisors/advisorbuy/</loc>
		<lastmod>2020-11-11T17:34:56+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/contact/contactus/</loc>
		<lastmod>2020-11-11T18:24:44+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/home/stockopterpro2/</loc>
		<lastmod>2020-11-11T23:43:48+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/stockopter-products/stockopter-pro/probuy/</loc>
		<lastmod>2020-11-12T00:01:52+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/stockopter-products/stockopter-com-for-recipients/recipientbuy/</loc>
		<lastmod>2020-11-12T00:10:21+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/testimonials/pixar/</loc>
		<lastmod>2020-11-12T01:17:20+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/testimonials/johnolsen/</loc>
		<lastmod>2020-11-12T01:17:20+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/testimonials/zhangfinancial/</loc>
		<lastmod>2020-11-12T01:17:20+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/cetera/</loc>
		<lastmod>2020-11-12T01:32:13+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/fifththirdbank/</loc>
		<lastmod>2020-11-12T01:32:14+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/charlesschwabb/</loc>
		<lastmod>2020-11-12T01:32:14+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/cuna/</loc>
		<lastmod>2020-11-12T01:32:14+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/firstfinancial/</loc>
		<lastmod>2020-11-12T01:32:14+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/hancock/</loc>
		<lastmod>2020-11-12T01:32:14+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/ing/</loc>
		<lastmod>2020-11-12T01:32:14+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/johnson/</loc>
		<lastmod>2020-11-12T01:32:14+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/jpmorgansecurities/</loc>
		<lastmod>2020-11-12T01:32:14+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/evensky/</loc>
		<lastmod>2020-11-12T01:32:14+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/executive-wealth-plannning-partners/</loc>
		<lastmod>2020-11-12T01:32:14+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/deere-employees-credit-union/</loc>
		<lastmod>2020-11-12T01:32:14+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/baird/</loc>
		<lastmod>2020-11-12T01:32:15+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/lpl/</loc>
		<lastmod>2020-11-12T01:32:15+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/lincoln/</loc>
		<lastmod>2020-11-12T01:32:15+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/nwmutual/</loc>
		<lastmod>2020-11-12T01:32:15+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/mcgladery/</loc>
		<lastmod>2020-11-12T01:32:15+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/merrilllynch/</loc>
		<lastmod>2020-11-12T01:32:15+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/royalbank/</loc>
		<lastmod>2020-11-12T01:32:15+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/pnc/</loc>
		<lastmod>2020-11-12T01:32:15+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/raymondjames/</loc>
		<lastmod>2020-11-12T01:32:15+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/sagemark/</loc>
		<lastmod>2020-11-12T01:32:15+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/securitiesamerica/</loc>
		<lastmod>2020-11-12T01:32:15+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/morganstanley2/</loc>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/thrivent/</loc>
		<lastmod>2020-11-12T01:32:16+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/shoemaker/</loc>
		<lastmod>2020-11-12T01:32:16+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/unitedcapital/</loc>
		<lastmod>2020-11-12T01:32:16+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/usbank/</loc>
		<lastmod>2020-11-12T01:32:16+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/vangaurd/</loc>
		<lastmod>2020-11-12T01:32:16+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/wellsfargo/</loc>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/ubs/</loc>
		<lastmod>2020-11-12T01:32:16+00:00</lastmod>
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	<url>
		<loc>https://stockopter.com/company-2/client-list/zhangfinancial-2/</loc>
		<lastmod>2020-11-12T01:32:16+00:00</lastmod>
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	<url>
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