John Barringer-CFP, Founder and Managing Partner at

  1. Your Forfeit Value – The potential value of the compensation you’d leave behind if you quit or changed jobs. This includes the time value of your unvested and out of the money grants which, presumably, you’d want to replace, if you could, at your new job. We employ a tool that continuously monitors this for you;
  2. Your Upside and Downside Leverage – Stock options involve leverage because of the way they are granted and priced. It’s likely, for example, that a 20% increase in the value of your company stock could produce a significantly greater increase in your equity compensation portfolio. You should understand and pay attention to this powerful phenomenon!
  3. The Remaining Theoretical Value (or “TV”) of each of your equity compensation grants – As grants age, you run out of time for significant appreciation. Knowing the remaining TV will help you decide when to optimally exercise. We can track this for each of your grants and inform you when the time is right;
  4. How Concentrated is your Wealth? Together with leverage, concentration is the key to wealth building but it’s also the biggest risk to your net worth. Having a tool for managing concentration risk is important to assure you stay in your financial comfort zone. We can show you how much risk you’re taking on;
  5. At What Price do you Meet Your Financial Goal? Long-term planning is about setting goals, monitoring progress and adjusting strategy as market conditions change. That’s what we call Disciplined Wealth Building.

Because we specialize in advising employees of public companies who receive stock options, restricted stock and other equity as part of their compensation, we use the most sophisticated, interactive tools available to build a customized plan for managing your equity compensation wealth.

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