A recent survey by Fidelity found that saving for retirement is the overwhelming top use of stock plan assets among the US employees surveyed. Here’s the breakdown:
| Intended Use of Stock Plan Assets | Percentage of Surveyed US Stock Plan Participants |
| Reinvestment in retirement-savings account | 41% |
| Payment of bills or debt | 14% |
| Investment in stocks or mutual funds | 13% |
| Emergency fund | 9% |
| College funding | 6% |
| Home purchase | 6% |
| Home improvements | 5% |
| Special events | 3% |
| Other uses | 5% |