A recent survey by Fidelity found that saving for retirement is the overwhelming top use of stock plan assets among the US employees surveyed. Here's the breakdown:

Intended Use of Stock Plan Assets Percentage of Surveyed US Stock Plan Participants
Reinvestment in retirement-savings account 41%
Payment of bills or debt 14%
Investment in stocks or mutual funds 13%
Emergency fund 9%
College funding 6%
Home purchase 6%
Home improvements 5%
Special events 3%
Other uses 5%


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